Cubefunder is an FCA authorised alternative business lender, providing loans of £5,000 to £100,000 to SMEs in England and Wales. It has been authorised by the Financial Conduct Authority since 2017 and works closely with commercial finance brokers.
Cubefunder offers one straightforward term loan, with fixed repayments built around how businesses actually get paid. Brokers get named contacts they can reach directly, consistent pricing for every client and costs agreed upfront.
Cubefunder provides one straightforward term loan to limited companies, kept deliberately simple so brokers can explain it to clients in a single conversation.
| Cubefunder at a glance | |
|---|---|
| Loan amount | £5,000 to £100,000 |
| Loan term | 3 to 12 months |
| Where we lend | England and Wales |
| Time trading | At least 3 months |
| Monthly turnover | £4,000 or more |
| Repayments | Fixed daily or weekly direct debit |
| Funding speed | Within 48 hours of approval |
| Early repayment | No fees |
| Regulation | FCA authorised since 2017 |
More of a broker’s clients qualify with Cubefunder than with many mainstream lenders, including younger businesses. A business can apply if it is:
Many lenders look for a longer trading history. Cubefunder’s three month threshold means start-ups and newly incorporated businesses can be placed much earlier.
Cubefunder repayments are fixed and predictable, whether a business takes card payments or sends invoices.
Cubefunder is built to work with brokers: a lender you can place clients with confidently, and a team that picks up the phone.
Brokers can submit and track cases through the Cubefunder broker portal.
Yes. Cubefunder is regulated, rated by borrowers and recognised by the industry.
Cubefunder has been authorised and regulated by the Financial Conduct Authority since 2017, giving it nine years of FCA authorised lending to UK businesses. Brokers can introduce clients with confidence.
Borrowers Cubefunder has funded rate it 4.5 out of 5 on Trustpilot.
Cubefunder is an FCA authorised alternative business lender offering loans of £5,000 to £100,000 over 3 to 12 months to limited companies in England and Wales. It works closely with commercial finance brokers.
Yes. Cubefunder has been authorised and regulated by the Financial Conduct Authority since 2017.
Businesses must be limited companies in England or Wales, trading for at least 3 months, with turnover of £4,000 or more a month.
By fixed daily or weekly direct debit. There is no card sales minimum, so businesses paid by invoice can qualify.
Cubefunder is rated 4.5 out of 5 on Trustpilot by borrowers it has funded.
Brokers get a named contact, consistent pricing and fixed costs agreed upfront. Cases can be submitted through the Cubefunder broker portal.
